KR THANGA MAALIGAI

DIGI GOLD

Smart Digital Gold Scheme

15 Months
SMART DIGITAL GOLD SAVINGS

Turn Every Saving into a Smart Investment

Start investing from just ₹200 through the KRT Digi App and enjoy powerful gold-saving benefits.

Start from just ₹200

Start investing easily through the KRT Digi App.

Gold at ₹100 Less than Market Rate

Save more from the beginning with discounted gold pricing.

Instant Gold Bonus

Earn extra gold weight instantly on every eligible payment.

₹200 Start From
₹100 Less Gold Rate
Instant Gold Bonus
Secure Digi Savings
Know More Terms & Conditions Join Scheme Start investing today
KR THANGA MAALIGAI

INVESTMENT PLAN

One-Time Smart Investment

15 Months
ONE-TIME SMART INVESTMENT

Lock Today's Rate for a Golden Tomorrow

Make a one-time investment and convert your advance into secured gold weight.

Start Smart with ₹1 Lakh

Begin with a minimum investment of ₹1,00,000.

Converted into Gold Weight

Your advance is converted into secured gold weight.

Relax for 15 Months

No rate worries and no market tension during the scheme period.

Big VA Discount

Purchase your dream jewellery after 15 months with a big VA discount.

₹1 Lakh Minimum
Gold Weight Credit
15 Months Rate Protection
Big VA Discount
Know More Terms & Conditions Join Scheme Start your investment
KR THANGA MAALIGAI

GOLDEN RETURNS

Weight Scheme

15 Months
SMART JEWELLERY SAVINGS

Save in Gold. Enjoy Golden Returns.

Flexible monthly jewellery savings with gold-weight conversion and attractive wastage savings.

Choose Your Monthly Payment

₹1,000 / ₹2,000 / ₹3,000 / ₹5,000 / ₹10,000 / ₹25,000 / ₹50,000.

Converted to Gold Weight

Payments are converted into gold weight at the applicable market rate.

50% – 75% Wastage Savings

Enjoy attractive wastage savings after completing 15 months.

Flexible Monthly Payment
Gold Weight Credit
50–75% Wastage Savings
Jewellery Gold Purchase
Know More Terms & Conditions Join Scheme Start saving today
KR THANGA MAALIGAI

GOLDEN NEST

Cash Scheme

15 Months
SMART MONTHLY SAVINGS

From Small Payments to Big Gold Rewards

Build your jewellery savings month by month and enjoy an attractive bonus value after successful completion.

Flexible Monthly Savings

Choose ₹1,000 / ₹2,000 / ₹3,000 / ₹5,000 / ₹10,000 per month.

Attractive Bonus Value

Enjoy attractive bonus money value on successful completion of the scheme.

Redeem in Jewellery

Redeem your scheme value towards jewellery purchase. Wastage, making charges and GST apply.

Flexible Monthly Savings
Bonus Money Value
15 Months
Redeem in Jewellery
Know More Terms & Conditions Join Scheme Start saving today
KR THANGA MAALIGAI

PONMAGAL SCHEME

Gold Jewellery Savings Scheme

15 Months
SAVE • GROW • CELEBRATE

Save Monthly. Build Your Gold.

A flexible 15-month jewellery savings scheme designed to help you plan your gold purchase with attractive maturity benefits.

MONTHLY SAVINGS ₹10,000 – ₹1,00,000 Choose your first-month instalment
SCHEME PERIOD 15 Months Fixed monthly instalment
YOUR SAVINGS Gold Weight Credit Based on payment-day gold rate
MATURITY BENEFIT 100% Waiver Wastage & making charges*
MATURITY BENEFIT 100% Wastage & Making Charges Waiver

Available on eligible jewellery after successful completion of the scheme.

15 Monthly Instalments
3 Months Grace Period
KRT Cash Counter / App

The amount paid in the first month becomes your fixed monthly instalment for the remaining 14 months.

Know More Terms & Conditions Join Scheme Start saving today
*Terms & conditions apply. GST and applicable taxes are payable at the time of jewellery purchase.