KRT ONE TIME INVESTMENT PLAN

  • ✅ This advanced jewellery purchase plan is for 15 months. The advance amount can be paid at the time of enrollment only. And, the customer can pay as much as they want, the minimum amount is 100000.
  • ✅ Customers can also make an advance payment in the form of old jewelry or gold coins, which will be Converted to 91.6 gold weight.
  • ✅ The advance amount you pay will be credited in the form of gold, based on the prevailing market rate (Board Rate) on that day.
  • ✅ On the 301st day, you can purchase gold ornaments or coins with a 100% wastage discount on the reserved weight (up to 6% VA).
AFTER 10 MONTHS (300 Days) ✅ 6% VA Discount
AFTER 11 MONTHS (330 Days) ✅ 7% VA Discount
AFTER 12 MONTHS (360 Days) ✅ 8% VA Discount
AFTER 13 MONTHS (390 Days) ✅ 9% VA Discount
AFTER 14 MONTHS (420 Days) ✅ 10% VA Discount
AFTER 15 MONTHS (450 Days) ✅ 12% VA Discount
  • ✅ The advance amount can be paid in the form of cash, or KRT Jewellers mobile app
  • ✅ For any reason, If the purchase is planned before 300-th day, customers cannot avail any benefits of the plan. Only the reserved weight will be deducted. Full wastage, making charges, and GST will be applicable
  • ✅ Full wastage, making charges, and GST will be applicable for the additional weight purchased beyond the reserved weight.
  • ✅ Customers who have completed 15 months are eligible for full benefits of up to 12% on the reserved weight. If wastage exceeds this limit on certain jewellery types (such as traditional, ethnic, or antique), the additional cost will be collected, along with charges for precious, semi-precious, zircon, and Signity stones. For jewellery with wastage above 12% VA, the difference in making charges and GST must be paid for the full weight. Wastage and GST are waived up to 12% VA.
  • ✅ At any point in time, cash will not be refunded.
  • ✅ Under any circumstances, this plan cannot be merged with any other existing plan for jewellery purchases.
  • ✅ A PAN card Xerox must be submitted at the time of purchase if that value exceeds Rs. 1,99,000 (as per government norms).
  • ✅ Any ongoing discounts and offers cannot be claimed in this advance purchase plan.
  • ✅ Any legal issues related to this payment scheme will be handled under the jurisdiction of Ramanathapuram District.